Citizen Regular Pay Money Back Insurance Plan
This is anticipated endowment policy with profit plan. It has been specifically designed to pay periodic amount of
sum assured in specific intervals to meet financial requirement of life assured as well as cover the risk of life
assured throughout the term of policy.
|Minimum Entry Age||16 Years|
|Maximum Entry Age||55 Years|
|Minimum Policy Term||12 Years|
|Maximum Policy Term||21 Years|
|Policy Terms||12,15,18 and 21 Years|
|Maximum Maturity Age||70 Years|
|Minimum Sum Assured||Rs.50,000 /-|
|Maximum Sum Assured||Rs.20,000,000 /-( According to Income Source )|
|Premium Paying Term||As per Policy term or up to death if earlier.|
|On survival to 1/3rd of policy term||25% of the Sum assured shall be paid.|
|On survival to 2/3rd of policy term||30% of the Sum assured shall be paid.|
|On survival to maturity date of policy term||45% of the Sum assured plus reversionary bonus shall be paid.|
|Death Benefit||Sum assured plus reversionary bonus shall be paid to
|Rider Benefits||ADB (Accidental Death Benefit), PTD (Permanent Total Disability), PWB (Premium Waiver Benefit),
MIB (Monthly Income Benefit), and FE (Funeral Expense)
facilities are available.
|Paid up Value and Cash Surrender value will be provided|
|Policy loan Facility (90% of surrender value will be provided).|
Discount on Sum Assured
|Sum Assured||Discount ( Per thousand)|
|Up to Rs.300,000/-||Nil|
|Rs.300,001/- to Rs.500,000/-||Rs.1/-|
|Rs.500,001/- & above||Rs.2/-|
Discount on mode of payment
|Mode of Payment||Discount|
Issued Date: 19.10.2017
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