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Citizen Regular Pay Money Back Insurance Plan

This is anticipated endowment policy with profit plan. It has been specifically designed to pay periodic amount of
sum assured in specific intervals to meet financial requirement of life assured as well as cover the risk of life
assured throughout the term of policy.


Minimum Entry Age 18 Years
Maximum Entry Age 55 Years
Minimum Policy Term 12 Years
Maximum Policy Term 21 Years
Policy Terms 12,15,18 and 21 Years
Maximum Maturity Age 70 Years
Minimum Sum Assured Rs.50,000 /-
Maximum Sum Assured Rs.20,000,000 /-( According to Income Source )
Premium Paying Term As per Policy term or up to death if earlier.
Survival Benefit
On survival to 1/3rd of policy term 25% of the Sum assured shall be paid.
On survival to 2/3rd of policy term 30% of the Sum assured shall be paid.
On survival to maturity date of policy term 45% of the Sum assured plus reversionary bonus shall be paid.
Death Benefit Sum assured plus reversionary bonus shall be paid to
the nominee.
Rider Benefits ADB (Accidental Death Benefit), PTD (Permanent Total Disability), PWB (Premium Waiver Benefit),
MIB (Monthly Income Benefit),FE (Funeral Expense) and CI (Critical Illness)
facilities are available.
Other Benefits
Paid up Value and Cash Surrender value will be provided
Policy loan Facility (90% of surrender value will be provided).


Discount on Sum Assured

Sum Assured Discount ( Per thousand)
Up to Rs.300,000/- Nil
Rs.300,001/- to Rs.500,000/- Rs.1/-
Rs.500,001/- & above Rs.2/-

Discount on mode of payment

Mode of Payment Discount
Yearly 2%
Half Yearly 1%

Download Brochure

Issued Date: 19.10.2017

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