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Citizen Regular Pay Endowment Insurance Plan

This profit plan is the most popular form of life assurance. It provides sum assured along with bonus to assured
life at the end of maturity of the policy term or to the beneficiary on untimely demise of the insured person
before the maturity term of the policy.


Minimum Entry Age 16 Years
Maximum Entry Age 55 Years
Minimum Policy Term 10 Years
Maximum Policy Term 30 Years
Policy Term 10,15,20,25 and 30 Years
Maximum Maturity Age 70 Years
Minimum Sum Assured Rs.50,000 /-
Maximum Sum Assured Rs.20,000,000 /-( According to Income Source)
Premium Paying Term As per Policy term or up to death if earlier.
Survival Benefit Sum assured plus reversionary bonus shall be paid to assured person.
Death Benefit Sum assured plus reversionary bonus shall be paid to the nominee.
Rider Benefits ADB (Accidental Death Benefit), PTD (Permanent Total Disability)
PWB (Premium Waiver
Benefit), MIB (Monthly Income Benefit),
and FE (Funeral Expense) Benefit are available.
Other Benefits
Paid up Value and Cash Surrender Value will be provided.
Policy loan Facility (90%s of Cash Surrender Value will be provided.)


Discount on Sum Assured

Sum Assured Discount ( Per thousand)
Up to Rs.300,000/- Nil
Rs.300,001/- to Rs.500,000/- Rs.1/-
Rs.500,001/- & above Rs.2/-

Discount on mode of payment

Mode of Payment Discount
Yearly 2%
Half Yearly 1%

Download Brochure

Issued Date: 19.10.2017

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