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Citizen Endowment Plus Insurance Plan

This profit plan is the most popular form of life assurance. It provides sum assured along with bonus to assured life at the end of maturity of the policy term or to the beneficiary on untimely demise of the insured person before the maturity term of the policy.

Our Endowment Plus plan offers minimum sum assured from Rs. 50,000. Its unique benefit features are:
(i) Beneficiary will receive double the sum assured on natural death
(ii) Three times the sum assured in case of accidental death.


Age at Entry     18 Years to 65 years
Maximum Maturity Age      70 Years
Terms of Policy (Years)     5 Years to 35 years
Minimum Sum Assured     NRs. 50,000
Maximum Sum Assured     As per the underwriting guidelines of the Company and basis of the income of the Life assured
Premium Paying Term (years)     Same as Policy Term/ Single Pay
Premium are payable     During premium paying terms or up to death if earlier.
Mode of Premium allowed     Single, Yearly, Half-Yearly and Quarterly

Riders Available

  1. ADB (Accidental Death Benefit)
  2. PTD (Permanent Total Disability)
  3. PWB (Premium Waiver Benefit)
  4. MIB (Monthly Income Benefit)
  5. DSA (Double Sum Assured)
  6. FE (Funeral Expenses)
  7. CI (Critical Illness)

Survival Benefit

Sum Assured + Reversionary Bonus Declared and vested in the policy + Terminal Bonus (if any)

Death Benefit

Full Sum Assured+ Reversionary Bonus Declared and vested in the policy + Terminal Bonus (if any)

Loading on mode of payment

Mode of Payment Load
Quarterly 2%
Half Yearly 1%

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Issued Date: 19.10.2017

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