Citizen Regular Pay Endowment Insurance Plan
This profit plan is the most popular form of life assurance. It provides sum assured along with bonus to assured
life at the end of maturity of the policy term or to the beneficiary on untimely demise of the insured person
before the maturity term of the policy.
|Minimum Entry Age||16 Years|
|Maximum Entry Age||55 Years|
|Minimum Policy Term||10 Years|
|Maximum Policy Term||30 Years|
|Policy Term||10,15,20,25 and 30 Years|
|Maximum Maturity Age||70 Years|
|Minimum Sum Assured||Rs.50,000 /-|
|Maximum Sum Assured||Rs.20,000,000 /-( According to Income Source)|
|Premium Paying Term||As per Policy term or up to death if earlier.|
|Survival Benefit||Sum assured plus reversionary bonus shall be paid to assured person.|
|Death Benefit||Sum assured plus reversionary bonus shall be paid to the nominee.|
|Rider Benefits||ADB (Accidental Death Benefit), PTD (Permanent Total Disability)
PWB (Premium Waiver
Benefit), MIB (Monthly Income Benefit),
and FE (Funeral Expense) Benefit are available.
|Paid up Value and Cash Surrender Value will be provided.|
|Policy loan Facility (90%s of Cash Surrender Value will be provided.)|
Discount on Sum Assured
|Sum Assured||Discount ( Per thousand)|
|Up to Rs.300,000/-||Nil|
|Rs.300,001/- to Rs.500,000/-||Rs.1/-|
|Rs.500,001/- & above||Rs.2/-|
Discount on mode of payment
|Mode of Payment||Discount|
Issued Date: 19.10.2017
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