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Citizen Annual Money Back Insurance Plan

A profit plan specifically designed for people who need cash in hand for their businesses, walks of life and to the people who have taken loans from different financial institutions. As per the plan, the insured is provided with 5% amount of the Sum assured annually. On top of that, the insurance coverage is provided equal to the sum assured in spite of the money back received annually by the insured during the term period. At the end of the policy term, the remaining Sum assured after deducting the Survival Benefit Installments and the bonus will be provided to the insured. In case of untimely demise during the term period, the whole sum assured and bonus will be provided to the beneficiary without deducting the previously paid Survival Benefit Installments.

Features
Survival Benefit Sum assured plus reversionary bonus shall be paid to assured after deducting the Survival Benefit Installments paid.
Death Benefit Sum assured plus reversionary bonus shall be paid to the nominee without deducting the Survival

Benefit Installments paid.

Rider Benefits ADB (Accidental Death Benefit),
PTD (Permanent Total Disability),
PWB (Premium Waiver Benefit),
MIB (Monthly Income Benefit),
FE (Funeral Expense) Benefit and
Citizen Critical Care are available.
Other Benefits
  • Paid up Value and Cash Surrender Value as admissible
  • Policy Loan as admissible

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First Issued Date: 12.02.2019

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