{"id":607,"date":"2018-12-25T18:17:38","date_gmt":"2018-12-25T18:17:38","guid":{"rendered":"http:\/\/citizenlifenepal.com\/np\/demo\/?p=607"},"modified":"2024-01-30T08:58:28","modified_gmt":"2024-01-30T08:58:28","slug":"critical-illness-rider","status":"publish","type":"post","link":"https:\/\/citizenlifenepal.com\/np\/?p=607","title":{"rendered":"\u0938\u093f\u091f\u093f\u091c\u0928 \u0918\u093e\u0924\u0915 \u0930\u094b\u0917 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0941\u0935\u093f\u0927\u093e"},"content":{"rendered":"<p>\u0938\u092e\u092f\u0938\u0901\u0917\u0948 \u0939\u093e\u092e\u094d\u0930\u094b \u092c\u0926\u0932\u093f\u0901\u0926\u094b \u0916\u093e\u0928 \u092a\u093e\u0928, \u0935\u094d\u092f\u0938\u094d\u0924 \u090f\u0935\u0902 \u0924\u0928\u093e\u0935\u092a\u0942\u0930\u094d\u0923 \u0905\u0935\u0938\u094d\u0925\u093e, \u092a\u094d\u0930\u0926\u0941\u0937\u093f\u0924 \u0935\u093e\u0924\u093e\u0935\u0930\u0923\u0940\u092f \u092a\u094d\u0930\u092d\u093e\u0935, \u0928\u093f\u092f\u092e\u093f\u0924 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0935\u094d\u092f\u093e\u092f\u093e\u092e\u0915\u094b \u0915\u092e\u0940 \u091c\u0938\u094d\u0924\u093e \u091c\u0940\u0935\u0928\u0936\u0948\u0932\u0940\u092e\u093e \u092d\u090f\u0915\u094b \u0935\u094d\u092f\u093e\u092a\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935 \u0939\u093e\u092e\u094d\u0930\u094b \u091c\u093f\u0935\u0928\u092e\u093e \u0917\u0939\u093f\u0930\u094b \u0930\u0941\u092a\u092e\u093e \u092a\u0930\u094d\u0926\u0948\u091b \u0964 \u0938\u093e\u0925\u0948 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0915\u093e\u0930\u0923\u0935\u0938 \u092e\u093e\u0928\u093f\u0938\u0939\u0930\u0941 \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0941\u092a\u092e\u093e \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092a\u0930\u0940\u0915\u094d\u0937\u0923, \u0935\u094d\u092f\u093e\u092f\u093e\u092e, \u0906\u0930\u093e\u092e, \u0938\u094d\u0935\u091a\u094d\u091b \u0924\u0925\u093e \u0938\u094d\u0935\u0938\u094d\u0925\u094d\u092f \u0930 \u092a\u094b\u0937\u093f\u0932\u094b \u0916\u093e\u0928\u0947 \u0915\u0941\u0930\u093e\u092e\u093e \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0938\u092e\u092f \u0926\u093f\u0928 \u092a\u093e\u0909\u0901\u0926\u0948\u0928\u0928\u094d \u0964 \u092f\u0938 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0905\u0935\u0938\u094d\u0925\u093e\u0932\u0947 \u092e\u093e\u0928\u093f\u0938\u0939\u0930\u0941\u092e\u093e \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0917\u0902\u092d\u093f\u0930 \u090f\u0935\u0902 \u0918\u093e\u0924\u0915 \u0930\u094b\u0917\u0939\u0930\u0941 \u091c\u0938\u094d\u0924\u0948 \u0915\u094d\u092f\u093e\u0928\u094d\u0938\u0930, \u092a\u0915\u094d\u0937\u0918\u093e\u0924, \u0939\u0943\u0926\u092f\u0918\u093e\u0924, \u092e\u0943\u0917\u094c\u0932\u093e \u0935\u093f\u092b\u0932\u0924\u093e, \u0915\u0932\u0947\u091c\u094b \u0935\u093f\u092b\u0932\u0924\u093e \u0906\u0926\u093f\u0915\u094b \u0938\u0902\u0915\u094d\u0930\u092e\u0923 \u0915\u092e \u0909\u092e\u0947\u0930\u092e\u0948 \u092c\u0922\u094d\u0926\u0948 \u0917\u090f\u0915\u094b \u0915\u0941\u0930\u093e \u0939\u093e\u092e\u0940 \u0938\u092c\u0948 \u092c\u0940\u091a \u0905\u0935\u0917\u0924 \u0928\u0948 \u091b \u0964 \u092e\u0947\u0921\u093f\u0915\u0932 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u092e\u093e \u0935\u093f\u091c\u094d\u091e\u093e\u0928\u0932\u0947 \u092a\u0941-\u092f\u093e\u090f\u0915\u094b \u0905\u0924\u0941\u0932\u0928\u0940\u092f \u0935\u093f\u0915\u093e\u0938\u0932\u0947 \u0906\u091c \u092f\u0938\u094d\u0924\u093e \u0930\u094b\u0917\u0939\u0930\u0941 \u0927\u0947\u0930\u0948 \u0939\u0926 \u0938\u092e\u094d\u092e \u0928\u093f\u0926\u093e\u0928 \u0917\u0930\u094d\u0928 \u0938\u0902\u092d\u0935 \u092d\u090f \u092a\u0928\u093f \u092e\u0939\u0901\u0917\u094b \u0914\u0937\u0927\u093f \u0909\u092a\u091a\u093e\u0930\u0915\u093e \u0915\u093e\u0930\u0923 \u0915\u092f\u094c\u0902 \u092e\u093e\u0928\u093f\u0938\u0939\u0930\u0941 \u0906\u091c \u092a\u0928\u093f \u0909\u092a\u091a\u093e\u0930 \u0935\u093f\u0939\u093f\u0928 \u0905\u0935\u0938\u094d\u0925\u093e \u0935\u093e \u091c\u094d\u092f\u093e\u0928 \u0917\u0941\u092e\u093e\u0909\u0928 \u092c\u093e\u0927\u094d\u092f \u091b\u0928\u094d \u0964<br \/>\n\u0924\u0938\u0930\u094d\u0925 \u0938\u093f\u091f\u093f\u091c\u0928 \u0932\u093e\u0907\u092b\u0932\u0947 \u092f\u0938\u094d\u0924\u093e \u0918\u093e\u0924\u0915 \u0930\u094b\u0917\u0939\u0930\u0941 \u0932\u093e\u0917\u094d\u0928 \u0938\u0915\u094d\u0928\u0947 \u0905\u0928\u093f\u0936\u094d\u091a\u093f\u0924\u0924\u093e\u0932\u093e\u0908 \u092e\u0927\u094d\u092f\u0928\u091c\u0930 \u0930\u093e\u0916\u0940 \u0918\u093e\u0924\u0915 \u0930\u094b\u0917 \u0932\u093e\u0917\u0947\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e \u0909\u092a\u091a\u093e\u0930 \u0916\u0930\u094d\u091a \u0935\u094d\u092f\u0939\u094b\u0930\u0940 \u092c\u0940\u092e\u093f\u0924\u0915\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u091c\u094b\u0916\u093f\u092e \u0915\u092e \u0917\u0930\u094d\u0928\u0915\u094b \u0932\u093e\u0917\u093f \u0938\u093f\u091f\u093f\u091c\u0928 \u0915\u0943\u091f\u093f\u0915\u0932 \u0915\u0947\u092f\u0930 \u0928\u093e\u092e\u0915 \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e \u0924\u092a\u093e\u0908\u0902\u0939\u0930\u0941 \u092e\u093e\u091d \u0932\u094d\u092f\u093e\u090f\u0915\u094b \u091b \u0964<br \/>\n\u0938\u093f\u091f\u093f\u091c\u0928 \u0918\u093e\u0924\u0915 \u0930\u094b\u0917 \u0938\u094d\u0935\u0947\u091a\u094d\u091b\u093f\u0915 \u0938\u0941\u0935\u093f\u0927\u093e \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924 \u092c\u0940\u092e\u093e \u0905\u0935\u0927\u093f \u092d\u093f\u0924\u094d\u0930 \u092c\u0940\u092e\u093e\u0932\u0947\u0916 \u091a\u093e\u0932\u0941 \u0930\u0939\u0947\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e Citizen Critical Care \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924 \u0967\u0969 \u0924\u0925\u093e Citizen Critical Care Plus \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924 \u0968\u0966 \u0935\u091f\u093e \u0918\u093e\u0924\u0915 \u0930\u094b\u0917\u0939\u0930\u0941\u0915\u094b \u092c\u0940\u092e\u093e \u0930\u0915\u094d\u0937\u093e\u0935\u0930\u0923 \u0939\u0941\u0928\u0947\u091b \u0964 \u0909\u0915\u094d\u0924 \u0930\u094b\u0917\u0939\u0930\u0941 \u0928\u093f\u0926\u093e\u0928 \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e\u092e\u093e \u0918\u093e\u0924\u0915 \u0930\u094b\u0917 \u0932\u093e\u092d\u0915\u094b \u0915\u0930\u093e\u0930\u092e\u093e \u0909\u0932\u094d\u0932\u0947\u0916\u093f\u0924 \u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0917\u0930\u093f\u0928\u0947\u091b \u0964 \u0938\u093f\u091f\u093f\u091c\u0928 \u0932\u093e\u0907\u092b \u0907\u0928\u094d\u0938\u094d\u092f\u094b\u0930\u0947\u0928\u094d\u0938\u0915\u094b \u0938\u092c\u0948 \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e\u0939\u0930\u0941\u0938\u0901\u0917 \u092f\u094b \u092f\u094b\u091c\u0928\u093e \u0909\u092a\u0932\u092c\u094d\u0927 \u091b \u0964 \u0938\u093f\u091f\u093f\u091c\u0928 \u0915\u0943\u091f\u093f\u0915\u0932 \u0915\u0947\u092f\u0930 \u092f\u094b\u091c\u0928\u093e \u092e\u093e\u0930\u094d\u092b\u0924 \u0918\u093e\u0924\u0915 \u0930\u094b\u0917\u0939\u0930\u0941\u0915\u094b \u0914\u0937\u0927\u0940 (\u0909\u092a\u091a\u093e\u0930 \u0916\u0930\u094d\u091a\u0915\u094b \u0932\u093e\u0917\u093f \u0930\u0941. \u096b\u0966,\u0966\u0966,\u0966\u0966\u0966 \u0938\u092e\u094d\u092e \u090f\u0915\u092e\u0941\u0937\u094d\u091f \u0930\u0915\u092e \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0941\u0928\u0947\u091b \u0964<\/p>\n<p><strong>\u0935\u093f\u0936\u0947\u0937\u0924\u093e\u0939\u0930\u0941<\/strong><\/p>\n<p>\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u094d\u0930\u0935\u0947\u0936 \u0909\u092e\u0947\u0930 &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;: \u0967\u096e \u0935\u0930\u094d\u0937<br \/>\n\u0905\u0927\u093f\u0915\u0924\u092e \u092a\u094d\u0930\u0935\u0947\u0936 \u0909\u092e\u0947\u0930 &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;: \u096c\u096b \u0935\u0930\u094d\u0937<br \/>\n\u092c\u0940\u092e\u093e \u0905\u0935\u0927\u093f&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;: \u096b \u0935\u0930\u094d\u0937 \u0926\u0947\u0916\u093f \u0968\u096b \u0935\u0930\u094d\u0937<br \/>\n\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u0930\u0915\u092e&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..: \u0930\u0941. \u096b\u0966,\u0966\u0966\u0966\u00f7\u2013 (\u092a\u091a\u093e\u0938 \u0939\u091c\u093e\u0930)<br \/>\n\u0905\u0927\u093f\u0915\u0924\u092e \u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u0930\u0915\u092e&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.: \u0930\u0941. \u096b,\u0966\u0966\u0966,\u0966\u0966\u0966\u00f7\u2013 (\u092a\u091a\u093e\u0938 \u0932\u093e\u0916)<br \/>\n\u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0924\u0930\u093f\u0915\u093e&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.: \u092e\u0942\u0932 \u092c\u0940\u092e\u093e\u0932\u0947\u0916\u0915\u094b \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0924\u0930\u093f\u0915\u093e \u0905\u0928\u0941\u0938\u093e\u0930<\/p>\n<p><strong> (\u0915) Citizen Critical Care \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924 \u0930\u0915\u094d\u0937\u093e\u0935\u0930\u0923 \u0917\u0930\u093f\u090f\u0915\u093e \u0918\u093e\u0924\u0915 \u0930\u094b\u0917\u0939\u0930\u0941:<\/strong><\/p>\n<table style=\"height: 484px;\" width=\"755\">\n<tbody>\n<tr>\n<td width=\"18\"><strong>\u0915\u094d\u0930.\u0938\u0902.<\/strong><\/td>\n<td width=\"263\"><strong> \u0930\u094b\u0917\u0939\u0930\u0941<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u0967<\/td>\n<td width=\"263\">Cancer (\u0917\u092e\u094d\u092d\u0940\u0930 \u092a\u094d\u0930\u0915\u0943\u0924\u093f\u0915\u094b \u0915\u094d\u092f\u093e\u0928\u094d\u0938\u0930)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u0968<\/td>\n<td width=\"263\">Kidney Failure (\u0915\u093f\u0921\u094d\u0928\u0940\u0932\u0947 \u0915\u093e\u092e \u0928\u0917\u0930\u0947\u0915\u094b (\u0928\u093f\u0930\u0928\u094d\u0924\u0930 \u0930\u0941\u092a\u092e\u093e \u0921\u093e\u092f\u0932\u093e\u0938\u093f\u0938 \u0917\u0930\u094d\u0928\u0941\u092a\u0930\u094d\u0928\u0947 \u0905\u0935\u0938\u094d\u0925\u093e \u0930\u0939\u0947\u0915\u094b\u0947))<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u0969<\/td>\n<td width=\"263\">Multiple Sclerosis (\u092e\u0932\u094d\u091f\u093f\u092a\u0932 \u0938\u094d\u0915\u094d\u0932\u0947\u0930\u094b\u0938\u093f\u0938)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u096a<\/td>\n<td width=\"263\">Major Organ\/Bone Marrow Transplant (\u092c\u094b\u0928 \u092e\u094d\u092f\u093e\u0930\u094b \u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0930\u094b\u092a\u0923)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u096b<\/td>\n<td width=\"263\">Open Heart Replacement (\u0913\u092a\u0928 \u0939\u093e\u0930\u094d\u091f \u0938\u0930\u094d\u091c\u0930\u0940 \u0935\u093e \u092e\u0941\u091f\u0941\u0915\u094b \u092d\u0932\u094d\u092d\u0939\u0930\u0941\u0915\u094b \u092e\u0930\u094d\u092e\u0924)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u096c<\/td>\n<td width=\"263\">Open Chest CABG (\u0913\u092a\u0928 \u091a\u0947\u0937\u094d\u091f CABG)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u096d<\/td>\n<td width=\"263\">Permanent Paralysis of Limbs (\u0939\u093e\u0924 \u0917\u094b\u0921\u093e\u0915\u094b \u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0941\u092a\u0932\u0947 \u092a\u094d\u092f\u093e\u0930\u093e\u0932\u093e\u0907\u0938\u0940\u0938 \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u096e<\/td>\n<td width=\"263\">Myocardial Infarction (Heart Attack of specified severity) (\u0917\u092e\u094d\u092d\u0940\u0930 \u092a\u094d\u0930\u0915\u0943\u0924\u093f\u0915\u094b \u092a\u0939\u093f\u0932\u094b \u0939\u0943\u0926\u092f\u0918\u093e\u0924)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u096f<\/td>\n<td width=\"263\">Stroke resulting into permanent Neurological Deficit (\u092e\u0937\u094d\u0924\u093f\u0937\u094d\u0915 \u0918\u093e\u0924\u092c\u093e\u091f \u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0941\u092a\u092e\u093e \u0926\u0947\u0916\u093f\u090f\u0915\u094b \u0928\u094d\u092f\u0942\u0930\u094b\u0932\u094b\u091c\u093f\u0915\u0932 \u0921\u0947\u092b\u093f\u0938\u0940\u091f)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u00a0\u0967\u0966<\/td>\n<td width=\"263\">Primary Pulmonary Arterial\u00a0 Hypertension ( \u092a\u0932\u094d\u092e\u0928\u0930\u0940 \u0906\u0930\u094d\u091f\u0947\u0930\u093f\u092f\u0932 \u0939\u093e\u0907\u092a\u0930\u091f\u0947\u0928\u094d\u0938\u0928)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u0967\u0967<\/td>\n<td width=\"263\">Aorta Graft Surgery (\u090f\u0913\u0930\u094d\u091f\u093e \u0917\u094d\u0930\u093e\u092b\u094d\u091f \u0938\u0930\u094d\u091c\u0930\u0940)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u0967\u0968<\/td>\n<td width=\"263\">Coma (\u0917\u092e\u094d\u092d\u0940\u0930 \u092a\u094d\u0930\u0915\u0943\u0924\u093f\u0915\u094b \u0915\u094b\u092e\u093e)<\/td>\n<\/tr>\n<tr>\n<td width=\"18\">\u0967\u0969<\/td>\n<td width=\"263\">Sickle Cell Anemia (\u0938\u093f\u0915\u094d\u0915\u0932 \u0938\u0947\u0932 \u090f\u0928\u093f\u092e\u093f\u092f\u093e)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>(\u0916) Citizen Critical Care Plus \u0905\u0928\u094d\u0924\u0930\u094d\u0917\u0924 \u0930\u0915\u094d\u0937\u093e\u0935\u0930\u0923 \u0917\u0930\u093f\u0928\u0947 \u0930\u094b\u0917\u0939\u0930\u0941<\/strong><\/p>\n<table style=\"height: 1173px;\" width=\"752\">\n<tbody>\n<tr>\n<td width=\"56\"><strong>\u0915\u094d\u0930.\u0938\u0902.<\/strong><\/td>\n<td width=\"539\"><strong>\u0930\u094b\u0917\u0939\u0930\u0941<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0967<\/td>\n<td width=\"539\">Cancer of Specified Severity (\u0917\u092e\u094d\u092d\u0940\u0930 \u092a\u094d\u0930\u0915\u0943\u0924\u093f\u0915\u094b \u0915\u094d\u092f\u093e\u0928\u094d\u0938)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0968<\/td>\n<td width=\"539\">Kidney failure requiring regular dialysis (\u0915\u093f\u0921\u094d\u0928\u0940\u0932\u0947 \u0915\u093e\u092e \u0928\u0917\u0930\u0947\u0915\u094b (\u0928\u093f\u0930\u0928\u094d\u0924\u0930 \u0930\u0941\u092a\u092e\u093e \u0921\u093e\u092f\u0932\u093e\u0938\u093f\u0938 \u0917\u0930\u094d\u0928\u0941\u092a\u0930\u094d\u0928\u0947 \u0905\u0935\u0938\u094d\u0925\u093e \u0930\u0939\u0947\u0915\u094b))<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u00a0\u0969<\/td>\n<td width=\"539\">Multiple Sclerosis with persisting symptoms (\u092e\u0932\u094d\u091f\u093f\u092a\u0932 \u0938\u094d\u0915\u094d\u0932\u0947\u0930\u094b\u0938\u093f\u0938)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u096a<\/td>\n<td width=\"539\">Major Organ\/Bone Marrow transplant (\u092e\u0941\u0916\u094d\u092f \u0905\u0902\u0917 \/ \u092c\u094b\u0928 \u092e\u094d\u092f\u093e\u0930\u094b \u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0930\u094b\u092a\u0923)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u096b<\/td>\n<td width=\"539\">Open Heart Replacement or Repair of Heart Valves (\u0913\u092a\u0928 \u0939\u093e\u0930\u094d\u091f \u0938\u0930\u094d\u091c\u0930\u0940 \u0935\u093e \u092e\u0941\u091f\u0941\u0915\u094b \u092d\u0932\u094d\u092d\u0939\u0930\u0941\u0915\u094b \u092e\u0930\u094d\u092e\u0924)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u096c<\/td>\n<td width=\"539\">Open Chest CABG (\u0913\u092a\u0928 \u091a\u0947\u0937\u094d\u091f CABG)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u096d<\/td>\n<td width=\"539\">Permanent Paralysis of Limbs (\u0939\u093e\u0924 \u0917\u094b\u0921\u093e\u0915\u094b \u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0941\u092a\u0932\u0947 \u092a\u094d\u092f\u093e\u0930\u093e\u0932\u093e\u0907\u0938\u0940\u0938 \u092d\u090f\u0915\u094b \u0905\u0935\u0938\u094d\u0925\u093e)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u096e<\/td>\n<td width=\"539\">Myocardial Infraction (First Heart Attack of specified severity) (\u0917\u092e\u094d\u092d\u0940\u0930 \u092a\u094d\u0930\u0915\u0943\u0924\u093f\u0915\u094b \u092a\u0939\u093f\u0932\u094b \u0939\u0943\u0926\u092f\u0918\u093e\u0924)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u096f<\/td>\n<td width=\"539\">Stroke resulting in permanent neurological deficit (\u092e\u0937\u094d\u0924\u093f\u0937\u094d\u0915 \u0918\u093e\u0924\u092c\u093e\u091f \u0938\u094d\u0925\u093e\u092f\u0940 \u0930\u0941\u092a\u092e\u093e \u0926\u0947\u0916\u093f\u090f\u0915\u094b \u0928\u094d\u092f\u0942\u0930\u094b\u0932\u094b\u091c\u093f\u0915\u0932 \u0921\u0947\u092b\u093f\u0938\u0940\u091f)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0967\u0966<\/td>\n<td width=\"539\">Primary (IDIOPATHIC) Pulmonary Arterial Hypertension (\u092a\u094d\u0930\u093e\u0907\u092e\u0930\u0940 (\u0907\u0926\u093f\u092f\u094b\u092a\u094d\u092f\u093e\u0925\u093f\u0915) \u092a\u0932\u094d\u092e\u0928\u0930\u0940 \u0906\u0930\u094d\u091f\u0947\u0930\u093f\u092f\u0932 \u0939\u093e\u0907\u092a\u0930\u091f\u0947\u0928\u094d\u0938\u0928)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0967\u0967<\/td>\n<td width=\"539\">Aorta Graft Surgery (\u090f\u0913\u0930\u094d\u091f\u093e \u0917\u094d\u0930\u093e\u092b\u094d\u091f \u0938\u0930\u094d\u091c\u0930\u0940)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0967\u0968<\/td>\n<td width=\"539\">Coma of specified severity (\u0917\u092e\u094d\u092d\u0940\u0930 \u092a\u094d\u0930\u0915\u0943\u0924\u093f\u0915\u094b \u0915\u094b\u092e\u093e)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0967\u0969<\/td>\n<td width=\"539\">Sickle Cell Anemia (\u0938\u093f\u0915\u094d\u0915\u0932 \u0938\u0947\u0932 \u090f\u0928\u093f\u092e\u093f\u092f\u093e)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u00a0\u0967\u096a<\/td>\n<td width=\"539\">Benign Brain Tumor (\u092c\u0947\u0928\u093e\u0907\u0928 \u092c\u094d\u0930\u0947\u0928 \u091f\u094d\u092f\u0941\u092e\u0930)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u00a0\u0967\u096b<\/td>\n<td width=\"539\">Alzheimer&#8217;s disease before the age of 50 years\u00a0 (\u096b\u0966 \u0935\u0930\u094d\u0937 \u0909\u092e\u0947\u0930 \u0905\u0918\u093f \u0932\u093e\u0917\u0947\u0915\u094b \u0905\u0932\u094d\u091c\u093e\u0907\u092e\u0930\u094d\u0938)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0967\u096c<\/td>\n<td width=\"539\">End Stage Liver failure (\u0915\u0932\u0947\u091c\u094b \u092c\u093f\u0917\u094d\u0930\u0940\u090f\u0930 \u0905\u0928\u094d\u0924\u093f\u092e \u091a\u0930\u0923\u092e\u093e \u092a\u0941\u0917\u0947\u0915\u094b)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0967\u096d<\/td>\n<td width=\"539\">Parkinson&#8217;s disease before the age of 50 years (\u096b\u0966 \u0935\u0930\u094d\u0937 \u0909\u092e\u0947\u0930 \u0905\u0918\u093f \u0932\u093e\u0917\u0947\u0915\u094b \u092a\u093e\u0930\u094d\u0915\u093f\u0928\u094d\u0938\u0928\u094d\u0938)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0967\u096e<\/td>\n<td width=\"539\">Third Degree Burns (\u0925\u0930\u094d\u0921 \u0921\u093f\u0917\u094d\u0930\u0940 \u092c\u0930\u094d\u0928 (\u091c\u0932\u0947\u0915\u094b))<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0967\u096f<\/td>\n<td width=\"539\">Deafness (\u092c\u0939\u093f\u0930\u094b\u092a\u0928\u093e)<\/td>\n<\/tr>\n<tr>\n<td width=\"56\">\u0968\u0966<\/td>\n<td width=\"539\">Loss of Speech (\u092c\u094b\u0932\u094d\u0928\u0947 \u0915\u094d\u0937\u092e\u0924\u093e \u0939\u0930\u093e\u090f\u0915\u094b)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>\u0938\u092e\u092f\u0938\u0901\u0917\u0948 \u0939\u093e\u092e\u094d\u0930\u094b \u092c\u0926\u0932\u093f\u0901\u0926\u094b \u0916\u093e\u0928 \u092a\u093e\u0928, \u0935\u094d\u092f\u0938\u094d\u0924 \u090f\u0935\u0902 \u0924\u0928\u093e\u0935\u092a\u0942\u0930\u094d\u0923 \u0905\u0935\u0938\u094d\u0925\u093e, \u092a\u094d\u0930\u0926\u0941\u0937\u093f\u0924 \u0935\u093e\u0924\u093e\u0935\u0930\u0923\u0940\u092f \u092a\u094d\u0930\u092d\u093e\u0935, \u0928\u093f\u092f\u092e\u093f\u0924 \u0936\u093e\u0930\u0940\u0930\u093f\u0915 \u0935\u094d\u092f\u093e\u092f\u093e\u092e\u0915\u094b \u0915\u092e\u0940 \u091c\u0938\u094d\u0924\u093e \u091c\u0940\u0935\u0928\u0936\u0948\u0932\u0940\u092e\u093e \u092d\u090f\u0915\u094b \u0935\u094d\u092f\u093e\u092a\u0915 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935 \u0939\u093e\u092e\u094d\u0930\u094b \u091c\u093f\u0935\u0928\u092e\u093e \u0917\u0939\u093f\u0930\u094b \u0930\u0941\u092a\u092e\u093e \u092a\u0930\u094d\u0926\u0948\u091b \u0964 \u0938\u093e\u0925\u0948 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0915\u093e\u0930\u0923\u0935\u0938 \u092e\u093e\u0928\u093f\u0938\u0939\u0930\u0941 \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0941\u092a\u092e\u093e \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092a\u0930\u0940\u0915\u094d\u0937\u0923, \u0935\u094d\u092f\u093e\u092f\u093e\u092e, \u0906\u0930\u093e\u092e, \u0938\u094d\u0935\u091a\u094d\u091b \u0924\u0925\u093e \u0938\u094d\u0935\u0938\u094d\u0925\u094d\u092f \u0930 \u092a\u094b\u0937\u093f\u0932\u094b \u0916\u093e\u0928\u0947 \u0915\u0941\u0930\u093e\u092e\u093e \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0938\u092e\u092f \u0926\u093f\u0928 \u092a\u093e\u0909\u0901\u0926\u0948\u0928\u0928\u094d \u0964 \u092f\u0938 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u093f\u0924 \u0905\u0935\u0938\u094d\u0925\u093e\u0932\u0947 \u092e\u093e\u0928\u093f\u0938\u0939\u0930\u0941\u092e\u093e \u0935\u093f\u092d\u093f\u0928\u094d\u0928 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2861,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[5],"tags":[],"acf":[],"_links":{"self":[{"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=\/wp\/v2\/posts\/607"}],"collection":[{"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=607"}],"version-history":[{"count":18,"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=\/wp\/v2\/posts\/607\/revisions"}],"predecessor-version":[{"id":1380,"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=\/wp\/v2\/posts\/607\/revisions\/1380"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=\/wp\/v2\/media\/2861"}],"wp:attachment":[{"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=607"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=607"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/citizenlifenepal.com\/np\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=607"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}