{"id":186,"date":"2018-12-07T04:17:46","date_gmt":"2018-12-07T04:17:46","guid":{"rendered":"http:\/\/localhost:8080\/insurance-website\/site\/citizenlife\/?p=186"},"modified":"2024-02-03T08:16:43","modified_gmt":"2024-02-03T08:16:43","slug":"citizen-regular-pay-money-back-insurance-plan","status":"publish","type":"post","link":"https:\/\/citizenlifenepal.com\/np\/?p=186","title":{"rendered":"\u0938\u093f\u091f\u093f\u091c\u0928 \u0905\u0917\u094d\u0930\u093f\u092e \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e"},"content":{"rendered":"<p>\u0938\u093f\u091f\u093f\u091c\u0928 \u0905\u0917\u094d\u0930\u0940\u092e \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e\u0932\u0947 \u092c\u0940\u092e\u093e \u0905\u0935\u0927\u093f\u092d\u0930 \u092c\u0940\u092e\u093f\u0924\u0915\u094b \u091c\u094b\u0916\u093f\u092e \u092c\u0939\u0928 \u0917\u0930\u094d\u0928\u0941\u0915\u093e \u0938\u093e\u0925\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0939\u0930\u0941 \u092a\u0941\u0930\u093e \u0917\u0930\u094d\u0928\u0915\u093e \u0932\u093e\u0917\u093f \u092c\u0940\u092e\u093e \u0905\u0935\u0927\u093f\u092d\u093f\u0924\u094d\u0930 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0938\u092e\u092f\u0915\u094b \u0905\u0928\u094d\u0924\u0930\u093e\u0932\u092e\u093e \u092c\u0940\u092e\u093e\u0919\u094d\u0915\u0915\u094b \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0930\u0915\u092e \u0924\u0925\u093e \u092c\u0940\u092e\u093e \u0905\u0935\u0927\u093f \u0938\u092e\u093e\u092a\u094d\u0924\u0940\u092e\u093e \u092c\u093e\u0902\u0915\u0940 \u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u0930\u0915\u092e \u0930 \u092c\u0940\u092e\u093e \u0905\u0935\u0927\u093f\u092e\u093e \u092e\u0941\u0932 \u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u0930\u0915\u092e\u092c\u093e\u091f \u0906\u0930\u094d\u091c\u093f\u0924 \u0935\u094b\u0928\u0938 \u090f\u0915\u092e\u0941\u0937\u094d\u091f \u092c\u0940\u092e\u093f\u0924\u0932\u093e\u0908 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0917\u0930\u094d\u0928\u0947 \u0938\u0941\u0935\u093f\u0927\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u094d\u0926\u091b \u0964<\/p>\n<p><strong>\u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e\u0915\u093e \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u0939\u0930\u0941\u0903<\/strong><br \/>\n\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092a\u094d\u0930\u0935\u0947\u0936 \u0909\u092e\u0947\u0930 &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..:\u00a0 \u0967\u096e\u00a0\u0935\u0930\u094d\u0937<br \/>\n\u0905\u0927\u093f\u0915\u0924\u092e \u092a\u094d\u0930\u0935\u0947\u0936 \u0909\u092e\u0947\u0930 &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.: \u096b\u096b \u0935\u0930\u094d\u0937<br \/>\n\u0905\u0927\u093f\u0915\u0924\u092e \u092c\u0940\u092e\u093e \u0938\u092e\u093e\u092a\u094d\u0924\u093f \u0909\u092e\u0947\u0930 &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..: \u096d\u0966 \u0935\u0930\u094d\u0937<br \/>\n\u092c\u0940\u092e\u093e \u0905\u0935\u0927\u093f&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.: \u0967\u0968, \u0967\u096b, \u0967\u096e \u0930 \u0968\u0967 \u0935\u0930\u094d\u0937<br \/>\n\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u0930\u0915\u092e&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;: \u0930\u0941. \u096b\u0966,\u0966\u0966\u0966\/\u2013 (\u092a\u091a\u093e\u0938 \u0939\u091c\u093e\u0930)<br \/>\n\u0905\u0927\u093f\u0915\u0924\u092e \u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u0930\u0915\u092e&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..: \u092c\u0940\u092e\u093f\u0924\u0915\u094b \u0906\u092f\u0915\u094b \u0906\u0927\u093e\u0930\u092e\u093e \u0915\u092e\u094d\u092a\u0928\u0940\u0915\u094b \u091c\u094b\u0916\u093f\u092e\u093e\u0919\u094d\u0915\u0928 \u0928\u0940\u0924\u093f \u0905\u0928\u0941\u0938\u093e\u0930<br \/>\n\u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0924\u0930\u093f\u0915\u093e&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..: \u0935\u093e\u0930\u094d\u0937\u093f\u0915, \u0905\u0930\u094d\u0927\u0935\u093e\u0930\u094d\u0937\u093f\u0915, \u0924\u094d\u0930\u0948\u092e\u093e\u0938\u093f\u0915<\/p>\n<p><strong>\u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u0930\u0915\u092e\u0915\u094b \u0906\u0927\u093e\u0930\u092e\u093e \u092c\u0940\u092e\u093e \u0936\u0941\u0932\u094d\u0915 \u0926\u0930\u092e\u093e \u0928\u093f\u092e\u094d\u0928 \u092c\u092e\u094b\u091c\u093f\u092e \u091b\u0941\u091f \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u093f\u0928\u0947 \u091b:<br \/>\n<\/strong><br \/>\n<strong>\u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u0930\u0915\u092e<\/strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<strong> \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u093f\u0928\u0947 \u091b\u0941\u091f (\u092a\u094d\u0930\u0924\u093f \u0939\u091c\u093e\u0930\u092e\u093e)<\/strong><br \/>\n\u0930\u0941.\u0969,\u0966\u0966,\u0966\u0966\u0967\/\u2013 \u0926\u0947\u0916\u093f \u0930\u0941.\u096b,\u0966\u0966,\u0966\u0966\u0966\/\u2013 \u0938\u092e\u094d\u092e\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\u0930\u0941.\u0967\/\u2013<br \/>\n\u0930\u0941.\u096b,\u0966\u0966,\u0966\u0966\u0966\/\u2013 \u092d\u0928\u094d\u0926\u093e \u092e\u093e\u0925\u093f\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u0930\u0941.\u0968\/\u2013<\/p>\n<p><strong>\u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0924\u0930\u093f\u0915\u093e\u0915\u094b \u0906\u0927\u093e\u0930\u092e\u093e \u0928\u093f\u092e\u094d\u0928 \u092c\u092e\u094b\u091c\u093f\u092e \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u0925\u092a\/\u091b\u0941\u091f \u092a\u094d\u0930\u0926\u093e\u0928 \u0917\u0930\u093f\u0928\u0947\u091b:<\/strong><\/p>\n<p>\u0967. \u092c\u093e\u0930\u094d\u0937\u093f\u0915 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0917\u0930\u094d\u0926\u093e\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0: \u0968 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u091b\u0941\u091f<br \/>\n\u0968. \u0905\u0930\u094d\u0927\u2013\u092c\u093e\u0930\u094d\u0937\u093f\u0915 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0917\u0930\u094d\u0926\u093e\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 : \u0967 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u091b\u0941\u091f<br \/>\n\u0969. \u0924\u094d\u0930\u0948\u092e\u093e\u0938\u093f\u0915 \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0917\u0930\u094d\u0926\u093e\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 : \u0915\u0941\u0928\u0948 \u0925\u092a\/ \u091b\u0941\u091f \u091b\u0948\u0928<\/p>\n<p><strong>\u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u0930\u0915\u092e \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0926\u093f\u0907\u0928\u0947 \u0905\u0935\u0938\u094d\u0925\u093e:<\/strong><br \/>\n(\u0915) \u092c\u0940\u092e\u093e\u0932\u0947\u0916 \u091a\u093e\u0932\u0941 \u0930\u0939\u0940 \u092c\u0940\u092e\u093e\u0932\u0947\u0916 \u0905\u0935\u0927\u093f \u0938\u092e\u094d\u092e \u092c\u0940\u092e\u093f\u0924 \u091c\u0940\u0935\u093f\u0924 \u0930\u0939\u0947\u092e\u093e \u092c\u0940\u092e\u093e\u0932\u0947\u0916\u0915\u094b \u0936\u0930\u094d\u0924\u0939\u0930\u0941\u0915\u094b \u0905\u0927\u093f\u0928\u092e\u093e \u0930\u0939\u0940 \u0926\u0947\u0939\u093e\u092f \u0905\u0928\u0941\u0938\u093e\u0930 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0917\u0930\u093f\u0928\u0947\u091b:<\/p>\n<ul>\n<li>\u00a0\u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0930\u092e\u094d\u092d \u092e\u093f\u0924\u093f\u0932\u0947 \u092a\u0939\u093f\u0932\u094b \u090f\u0915 \u0924\u093f\u0939\u093e\u0908 \u0905\u0935\u0927\u093f \u092a\u0941\u0917\u0947\u0915\u094b \u0935\u0930\u094d\u0937 \u0926\u093f\u0935\u0938\u092e\u093e \u092c\u0940\u092e\u093e\u0919\u094d\u0915\u0915\u094b \u0968\u096b% \u0930\u0915\u092e \u0964<\/li>\n<li>\u00a0\u092c\u0940\u092e\u093e \u092a\u094d\u0930\u093e\u0930\u092e\u094d\u092d \u092e\u093f\u0924\u093f\u0932\u0947 \u0926\u0941\u0908 \u0924\u093f\u0939\u093e\u0908 \u0905\u0935\u0927\u093f \u092a\u0941\u0917\u0947\u0915\u094b \u0935\u0930\u094d\u0937 \u0926\u093f\u0935\u0938\u092e\u093e \u092c\u0940\u092e\u093e\u0919\u094d\u0915\u0915\u094b \u0969\u0966% \u0930\u0915\u092e \u0964<\/li>\n<li>\u092c\u0940\u092e\u093e \u0938\u092e\u093e\u092a\u094d\u0924\u093f \u092e\u093f\u0924\u093f\u092e\u093e \u092c\u0940\u092e\u093e\u0919\u094d\u0915\u0915\u094b \u096a\u096b% \u0930\u0915\u092e \u0930 \u0928\u093f\u092f\u092e\u093e\u0928\u0941\u0938\u093e\u0930\u0915\u094b \u092c\u094b\u0928\u0938 \u0930\u0915\u092e \u0964<\/li>\n<\/ul>\n<p>(\u0916) \u092c\u0940\u092e\u093e\u0932\u0947\u0916 \u091a\u093e\u0932\u0941 \u0930\u0939\u0940 \u092c\u0940\u092e\u093e \u0938\u092e\u093e\u092a\u094d\u0924\u093f \u0905\u0917\u093e\u0935\u0948 \u092c\u0940\u092e\u093f\u0924\u0915\u094b \u092e\u0943\u0924\u094d\u092f\u0941 \u092d\u090f\u092e\u093e \u092c\u0940\u092e\u093e\u0932\u0947\u0916\u0915\u094b \u0936\u0930\u094d\u0924\u0939\u0930\u0941\u0915\u094b \u0905\u0927\u093f\u0928\u092e\u093e \u0930\u0939\u0940 \u0909\u092a\u0930\u094b\u0915\u094d\u0924 (\u0915) \u0905\u0928\u0941\u0938\u093e\u0930 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u092d\u0948\u0938\u0915\u0947\u0915\u094b \u0930\u0915\u092e \u0928\u0918\u091f\u093e\u0908 \u0936\u0924 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092c\u0940\u092e\u093e\u0919\u094d\u0915 \u0930 \u0928\u093f\u092f\u092e\u093e\u0928\u0941\u0938\u093e\u0930\u0915\u094b \u092c\u094b\u0928\u0938 \u0930\u0915\u092e \u0907\u091a\u094d\u091b\u093e\u0907\u090f\u0915\u094b \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0935\u093e \u0928\u091c\u093f\u0915\u0915\u094b \u0939\u0915\u0935\u093e\u0932\u093e\u0932\u093e\u0908 \u090f\u0915\u092e\u0941\u0937\u094d\u091f \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0917\u0930\u093f\u0928\u0947\u091b \u0964<\/p>\n<p><strong>\u0910\u091a\u094d\u091b\u093f\u0915 \u0938\u0941\u0935\u093f\u0927\u093e\u0939\u0930\u0941:<\/strong><br \/>\n\u092f\u0938 \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e\u092e\u093e \u0925\u092a \u092c\u0940\u092e\u093e\u0936\u0941\u0932\u094d\u0915 \u092d\u0941\u0915\u094d\u0924\u093e\u0928\u0940 \u0917\u0930\u0940 \u0926\u0947\u0939\u093e\u092f \u092c\u092e\u094b\u091c\u093f\u092e\u0915\u093e \u0910\u091a\u094d\u091b\u093f\u0915 \u0938\u0941\u0935\u093f\u0927\u093e\u0939\u0930\u0941 \u092a\u0928\u093f \u0932\u093f\u0928 \u0938\u0915\u093f\u0928\u094d\u091b:<\/p>\n<ul>\n<li>\u0926\u0941\u0930\u094d\u0918\u091f\u0928\u093e \u092e\u0943\u0924\u094d\u092f\u0941 \u0932\u093e\u092d<\/li>\n<li>\u0938\u094d\u0925\u093e\u092f\u0940 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